Building the AUD stablecoin gateway

Digital dollars that feel like PayID.

AUDD Wallet turns familiar Australian bank transfers into simple, multi-chain stablecoin payments. No exchange lockups. No trading screens. Near-instant.

1.6B
NPP transactions 2024
$1.99T
NPP value processed
$27.6T
Stablecoin volume 2024
AUDD Balance
A$ 1,000.00
Deposit via
PayID / OSKO
Instant bank transfer
Choose network
XRPL Solana Ethereum
Send to
@recipient
Wallet, exchange, or merchant

Crypto lost to banking.

Last week we paid hackathon winners. The banking rails felt better than crypto. That contradiction is the opportunity.

Instant + free

Local bank transfer

OSKO / PayID cleared immediately. Trusted flow inside normal banking. No extra mental load.

The experience users already expect
~48h, low friction

International transfer

Surprisingly quick and cheap. Anxious recipient details UX, but a bank call resolved it.

Workable but not ideal
Slow + expensive

Crypto payout

Exchange password resets, withdrawal holds, support bot friction, wallet proof requests. Lost roughly A$70 before final send.

The experience crypto is supposed to beat
In Australia, crypto should not feel worse than banking.

Four steps. One clear job.

Deposit locally, convert to digital dollars, choose the network, and send. It should feel closer to banking than to trading.

01

Fund with PayID

Start from the bank transfer behaviour Australians already trust. No exchange login required.

02

Convert to AUDD

Automatic stablecoin mint or swap. No trading UI. No withdrawal hold.

03

Choose network

Route to the chain that fits — XRPL, Solana, or wherever AUDD is supported.

04

Send anywhere

Wallets, exchanges, merchants, treasury ops. Fast finality. Consumer-simple UX.

The rails exist. The bridge is missing.

Australia already has the payment habit. Stablecoins add the reach. We connect them.

1.6B
NPP transactions in 2024
$1.99T
NPP value processed
100+
Connected institutions
$27.6T
Global stablecoin volume 2024

Four audiences. One product.

Whether you're on-ramping into crypto, moving money for work, accepting payments, or testing early access — there's a path in.

Crypto on-rampers

People who convert AUD to stablecoins or crypto regularly — not to speculate, but to move value. Tired of paying $70 in fees just to send.

  • AUD to stablecoin without brokerage fees
  • Direct routing to CEX or DEX wallets
  • Cheaper on-ramp for regular users
💸

Teams moving money

Operators, communities, and globally connected teams that need simpler AUD-to-digital flows.

  • Cross-border payouts
  • Community payments
  • Treasury movement
🏪

Merchants & platforms

Payment operators and software partners exploring lower-cost, more flexible acceptance.

  • Settlement integration
  • POS pilot flows
  • Checkout plugins
🧪

Early testers

Curious users who want to shape the product and tell us what's missing before public launch.

  • Private beta access
  • Use-case feedback
  • Direct product input

90-day execution plan.

Prove the loop. Unlock the next round of partners and grants.

Days 0–30

Spec & prototype

Finalize product spec and UX. Start partner discovery with banks and PSPs. Ship demoable prototype and waitlist.

Days 31–60

Build & test

Build working payout flow. Run first controlled community tests. Instrument funnel, support, and reconciliation.

Days 61–90

Prove & expand

Prove first live sends. Secure pilot partners and ecosystem case studies. Open next grant and funding conversations.